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Grant County Motorcycle Insurance – Cheap Prices Insure Your Bike, Scooter, RZRs, & Snowmobile

Instantaneous Evidence of Cycle Insurance!

Are you looking for the best motorbike insurance coverage in Grant County? You have actually found the right agency. We have cultivated longstanding partnerships with premier motorbike insurance carriers so that we can find you the best rate. Whether your ride is a street bike, a touring bike, a cruiser, a customized chopper, or perhaps a moped or scooter, your cycle is associated with liberty which brings excitement. But with this adventure comes uncertainty and considering that you never know what lies over the next hill, the best protection will ensure you’re prepared for it.

The motorbike coverage you want at a rate you can handle

Do you just require the cheap motorcycle insurance coverage to be legal? We can help! Are you passionate about your bike? We can cover your bike, your accessories, and even your riding gear. Selecting the ideal protection is similar to choosing the best bike. You want it to fit your needs and your way of life however also to be within your budget. The state mandates you have a minimal level of liability coverage but higher limits are available and other protections are recommended. Make sure you go over all the available alternatives with a licensed agent at Mid-Columbia Insurance.

Below is everything you must know to get the best rate on your motorbike insurance coverage:

Crazy Cycle Wrecks - VIDEO

Is Cycle Insurance Coverage Required in Washington State?

Motorcycle insurance is required in Washington state since July 2019. Washington state passed and the Governor signed a modification eliminating the phrasing in the insurance law exempting cycles from being forced to have insurance coverage.
If you cause an accident and don’t have insurance coverage, you could put you and your loved ones in monetary danger for the damage caused to others. Likewise, whether the accident is your fault or not, medical costs and lost wages for you and any occupants of your car might drive you to insolvency. Mandated or not, you want to have cycle insurance coverage so you can secure yourself from a liability suit or a careless driver who crashes into you.
motorbike, moped, scooter, trike, and 4-wheeler insurance in Grant County

What Cycle Insurance Coverage Should I Get?

There are three coverages every motorcycle insurance policy needs to have: liability, uninsured motorist}, and medical coverage.
  • Liability insurance coverage is the only coverage that Washington state requires you to carry (since July 2019). Liability secures you if you’re found at fault for an accident where another individual is hurt or their property is damaged.
  • Uninsured Motorist is, arguably, the most essential insurance protection and is listed second simply because you can not buy it without first getting liability. With uninsured motorist, your insurance company covers you and any passengers as if they were the uninsured motorist’s insurance provider.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical protection is an optional protection and covers any necessary medical treatment for you and any passengers up to the coverage amount you select. This can be crucial if you do not have health insurance to cover your medical expenses or you have a high-deductible health plan.
You might be surprised that comprehensive & collision (aka full coverage) are not on this list. These coverages are often mandated by lenders if you secure a loan to purchase your cycle. So yes, this protection is very essential to the bank but the 3 protections above are much more most likely to keep you from personal bankruptcy in the event of an accident. Let’s face it. All motorcyclists are at the mercy of other motorists. This is not a video game where you can reset the game and start over. If you get struck, you might be hospitalized for months. Riding safe means using the right protective equipment. If you take your safety and the financial security of your family seriously, then insurance should be viewed like protective gear.
motorbike, trike, scooter, moped, and ATV insurance in Grant County

Can I Insure My AutoCycle?

Yes! If your cycle is designed for either off-road or street use, we can cover it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorcycle, moped, trike, scooter, and 4-wheeler insurance in Grant County

What is a BroadForm Cycle Insurance Policy?

BroadForm Cycle Insurance Coverage is designed to supply the policy owner liability insurance coverage regardless of what motorcycle they might ride. Comprehensive and collision protections (also known as “full coverage”) that would pay to repair the bike in case of a crash, theft, or vandalism cannot be included in a cycle broadform policy yet Uninsured Motorist as well as Medical can be added. If you respond Yes to these three sentences, then Broad Form Motorcycle Insurance policy could be perfect for you. 1. You have or ride numerous cycles. 2. You are the just one who ever rides your bikes. 3. You don’t require “full coverage” on any one of your bikes.
cycle, trike, scooter, moped, and 4-wheeler insurance in Grant County

How Much Does Motorcycle Insurance Coverage Cost?

A Cycle insurance policy can cost you less than $200 yearly or be more than $2000 annually depending upon 6 significant elements: your age, your driving history, your cycle, your hometown, your selected coverages, and the discounts you qualify for.
  • Your Age: Statistics tell the insurance company that if you are under 25 you are more probable to be involved in a wreck than if you are 30+.
  • Your Driving History: If you have received speeding tickets or have already had a wreck in the last few years, then your odds of having another wreck are higher.
  • Your Bike: Some cycles appear to entice negligent motorcyclists.
  • Your Home Address: Clogged, metropolitan areas also boost your odds of being involved in a crash.
  • Your Coverages: Of course, if you buy extra coverages your price will be more but just like when you purchase the larger package at the supermarket, you also wind up paying less per $1,000 of insurance coverage. For example, doubling your liability insurance coverage from $25,000 per person to $50,000 per person would not double the cost but most likely increase it less than 20%.
  • Your Discounts: Every insurer gives different combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available: Multiple cycle, Multiple policy, Claim-free, Safety course, Paid-in-full, Motorcycle association membership, and more.
motorbike, scooter, moped, trike, and 4-wheeler insurance in Grant County

What Company Has The Very Best Motorcycle Insurance Quotes?

Motorcycle insurance coverage is not “One Size Fits All”. The very best cycle insurer for you will offer a policy that aligns with your particular requirements. One call to us will get you all the quotes you require. As an independent agent, we quote you with several motorbike insurance providers to discover the very best match for you. Whether that’s coverage for a custom motorbike or just the minimum Washington state requirements so you are legal. If you call some of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you only get one quote from their brand. Each insurer we carry, Progressive, Safeco, Dairyland, and Foremost, has various specialties giving you alternatives when you are hunting. Some of our motorcycle insurance companies even provide an automobile & cycle insurance package discount, saving money on both policies. This is a fantastic method to save cash on your motorbike insurance coverage.
cycle, scooter, trike, moped, and ATV insurance in Grant County

Motorbike Insurance for New Riders

Buying your very first motorcycle is a dream come true. Whether you are looking for cycle insurance coverage as a 19 year old or have actually finally saved up enough to purchase your first motorcycle or ATV/UTV, we can get you low-cost cycle insurance coverage. As a brand-new rider, you have less experience so insurance providers figure you are most likely to be in an accident and for that reason will need you to pay more. Keep your driving record clear and don’t get in crashes and you should see your rate drop as you get experience.
motorbike, trike, scooter, moped, and 4-wheeler insurance in Grant County

About Grant County

Grant County is a county located in the U.S. state of Washington. As of the 2010 census, the population was 89,120. The county seat is Ephrata, and the largest city is Moses Lake. The county was formed out of Douglas County in February 1909 and is named for U.S. President Ulysses S. Grant.

Grant County comprises the Moses Lake, WA Micropolitan Statistical Area, which is also part of the Moses Lake-Othello, WA Combined Statistical Area.

Native American cultures in the area included the Interior Salish, Wenatchi, and Okanagan. The first white settlers began to arrive in the mid-to-late-19th century, primarily with the goal of raising livestock. One government official described the area in 1879 as, “…a desolation where even the most hopeful can find nothing in its future prospects to cheer.”

Source: Grant County, Washington in Wikipedia

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Top Cycle Repair & Gear Near Grant County

Experience Powersports
2 reviews
Motorcycle Dealers, Motorsport Vehicle Dealers, Motorsport Vehicle Repairs
12268 N Frontage Rd E, Moses Lake, WA 98837
Battery Systems Of Moses Lake
1 review
Auto Parts & Supplies, Battery Stores
400 East Broadway, Moses Lake, WA 98837
Moses Lake Towing
5 reviews
Towing, Roadside Assistance, Junk Removal & Hauling
12037 S Frontage Rd E, Moses Lake, WA 98837
Agri-Fix Towing And Repair
5 reviews
Auto Repair, Towing, Roadside Assistance
6928 Rd L NE, Moses Lake, WA 98837

Best Places to See By Grant County

Taqueria Covian
68 reviews
1105 Basin St SW, Ste B, Ephrata, WA 98823
Pita Pit
24 reviews
Sandwiches, Mediterranean, Fast Food
26 Basin St Norhtwest, Ephrata, WA 98823
The Bookery
18 reviews
Bookstores, Coffee & Tea, Cafes
1 Basin St NW, Ephrata, WA 98823
Time Out
30 reviews
Pizza, Burgers
1095 Basin St SW, Ephrata, WA 98823