(509) 783-5600 [email protected]

Kenmore Motorcycle Insurance – Cheapest Prices Insurance for Your Bike, Scooter, ATV, & Snowmachine

Instant Evidence of Cycle Insurance Coverage for You!

Are you searching for the most economical motorbike insurance coverage in Kenmore? You have actually found the ideal place. We have cultivated longstanding partnerships with premier cycle insurance companies so that we can find you the best rate. Whether your ride is a street bike, a touring bike, a cruiser, a customized chopper, or even a moped or scooter, your ride is associated with freedom which brings excitement. But with this adventure comes unpredictability and given that you never know what lies over the next hill, the right protection will make sure you’re prepared for it.

The motorbike coverage you desire at a rate you can handle

Do you just require the cheap motorbike insurance coverage to be legal? We can help! Are you enthusiastic about your motorcycle? We can cover your motorbike, your accessories, plus your riding gear. Selecting the best protection is similar to choosing the best bike. You want it to fit your needs and your lifestyle but also to be within your budget. The state mandates you have a minimal amount of liability protection but higher levels are available and additional protections are suggested. Make certain you go over all your available options with a trained insurance agent at Mid-Columbia Insurance.

Listed below is all you must know to get the very best rate on your cycle insurance coverage:

Crazy Motorcycle Accidents - VIDEO

Is Cycle Insurance Mandated in Washington State?

Motorcycle insurance is required in Washington state since July 2019. The Washington state legislature passed and the Governor signed a modification getting rid of the phrasing in the insurance coverage law exempting motorbike owners from being forced to carry insurance.
If you trigger an accident and don’t have insurance, you might put you and your loved ones in financial danger for the damage done to others. Also, whether the crash is your fault or not, medical costs and lost wages for you and any passengers might drive you to personal bankruptcy. Mandated or not, you would want to have motorcycle insurance coverage so you can protect yourself from a liability suit or a reckless motorist who crashes into you.
motorcycle, trike, scooter, moped, and 4-wheeler insurance in Kenmore

What Motorbike Insurance Should I Get?

There are three coverages every cycle insurance plan needs to have: liability, uninsured motorist}, and medical.
  • Liability insurance coverage is the only protection that Washington state mandates you to carry (since July 2019). Liability secures you if you are discovered at fault for a crash where another person is hurt or their property is harmed.
  • Uninsured Motorist is, arguably, the most important insurance protection and is listed second simply because you can not purchase it without buying liability. With uninsured motorist, your insurance provider covers you and any passengers as if they were the uninsured chauffeur’s insurance company.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical coverage is an optional protection and pays for any needed medical treatment for you and any others in your car up to the coverage amount you pick. This can be important if you don’t have health insurance to cover your medical costs or you have a high-deductible health plan.
You might be surprised that comprehensive & collision (aka full coverage) are not on this list. These protections are typically required by lenders if you get a loan to buy your bike. So yes, this protection is really important to the bank however the three coverages above are much more likely to keep you from bankruptcy in the event of a crash. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a computer game where you can reset the game and start over. If you get hit, you might be hospitalized for months. Riding safe means wearing the right protective equipment. If you take your safety and the financial security of your family seriously, then insurance should be viewed like protective equipment.
motorbike, scooter, moped, trike, and 4-wheeler insurance in Kenmore

Can You Insure My Touring Cycle?

Yes! If your cycle is designed for either off-road or street use, we can get you insured! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorcycle, scooter, trike, moped, and 4-wheeler insurance in Kenmore

What is Broad Form Motorbike Insurance Coverage?

a BroadForm Motorbike Insurance Policy is meant to offer the policy owner liability protection whatever motorcycle they might ride. Comprehensive and also collision insurance coverages (aka “full coverage”) that would pay to take care of the bike in the event of a collision, theft, or vandalism cannot be included in a motorcycle broadform plan yet Uninsured Motorist and Medical can be included. If you respond Yes to these three statements, then Broad Form Motorbike Insurance coverage may just be a good fit for you. 1. You have or ride multiple cycles. 2. You are the just one who ever rides your cycles. 3. You don’t require “full coverage” on any one of your bikes.
cycle, moped, scooter, trike, and 4-wheeler insurance in Kenmore

Just How Much Does Motorbike Insurance Coverage Cost?

A Motorcycle insurance policy can cost you less than $200 per year or be more than $2000 per year depending on 6 significant elements: your age, your driving history, your motorbike, your zip code, your chosen insurance coverages, and also the discounts for which you qualify.
  • Your Age: Statistics tell the insurance company that if you are under 25 you are more probable to be involved in a wreck than if you happen to be 30+.
  • Your Driving History: If you have received speeding tickets or have already had a crash in the last few years, then your probabilities of having another accident are greater.
  • Your Motorbike: Particular motorcycles appear to entice careless riders.
  • Your Home Address: Crowded, metropolitan areas also raise your possibilities of being in a crash.
  • Your Insurance Coverages: Clearly, if you buy added insurance coverages your rate will be higher however much like when you buy the bigger package at the supermarket, you also wind up paying less per $1,000 of insurance. For instance, increasing your liability protection from $25,000 per person to $50,000 per person would not double the cost but possibly elevate it less than 20%.
  • Your Discounts: Every insurer makes available different combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available: Multiple motorcycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Motorcycle association membership, and others.
cycle, trike, scooter, moped, and 4-wheeler insurance in Kenmore

What Company Has The Very Best Motorbike Insurance Rates?

Motorcycle insurance is not “One Size Fits All”. The very best cycle insurance provider for you will provide a policy that lines up with your particular requirements. One call to us will get you all the quotes you need. As an independent agent, we quote you with several motorbike insurers to discover the best match for you. Whether that’s protection for a custom motorcycle or just the minimum Washington state requirements so you are legal. If you call one of the ‘name brand’ companies such as State Farm, Allstate, Farmers, Geico, or Markel, you only get one quote from their brand. Each insurer we represent, Progressive, Safeco, Dairyland, and Foremost, has various specialties giving you alternatives when you are shopping. Some of our motorcycle insurance providers even offer a car & motorcycle insurance bundle discount, marking down both policies. This is a terrific method to save money on your cycle insurance policy.
motorcycle, trike, scooter, moped, and 4-wheeler insurance in Kenmore

Cycle Insurance Coverage for New Riders

Buying your first cycle can be a dream come true. Whether you are searching for cycle insurance as a 19 year old or have actually finally saved up enough to buy your first motorcycle or ATV/UTV, we can get you inexpensive motorbike insurance. As a new rider, you have less experience so insurance companies figure you are most likely to be involved in an accident and for that reason will need you to pay more. Keep your driving record spotless and don’t get in accidents and you ought to see your rate drop as you acquire experience.
motorbike, scooter, moped, trike, and ATV insurance in Kenmore

About Kenmore

Kenmore is a city in King County, Washington, United States, along the northernmost shore of Lake Washington. It is a suburban bedroom community that is located at the mouth of the Sammamish River, approximately 12 miles (19 km) northeast of Seattle and 2 miles (3.2 km) west of Bothell. The city’s population was 20,460 at the 2010 census. Kenmore is also home to the Kenmore Air Harbor, the largest seaplane-only passenger facility of its kind in the United States.

The city is connected to nearby areas by State Route 522 and the Burke-Gilman Trail, which both run east–west along the lakeshore. The city limits stretch north to the Snohomish County line and south to a border with Kirkland south of Saint Edward State Park and Bastyr University. Kenmore’s official city flower is the dahlia, the official city bird is the great blue heron, and the official city evergreen is the rhododendron.

Founded in 1901, Kenmore’s name comes third-hand from the Scottish village of Kenmore, via town founder home town of Kenmore, Ontario. John McMasters and his wife Annie arrived in Puget Sound circa 1889 from Canada, intending to establish themselves in the shingle-making trade. They opened a shingle mill on the northern shore of Lake Washington on land leased from Watson C. Squire. By 1903, Kenmore had established a school system and post office, but it did not formally incorporate as a city until August 31, 1998.

Source: Kenmore, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Top Motorcycle Repair & Gear Near Kenmore

Everett Powersports
45 reviews
Motorcycle Dealers, Motorcycle Repair, Motorcycle Gear
+14253474545
215 SW Everett Mall Way, Everett, WA 98204
Seattle Cycle Center
105 reviews
Motorcycle Repair, Motorcycle Gear, Motorcycle Parts & Supplies
+12065240044
10201 Aurora Ave N, Seattle, WA 98133
Optimum Performance Motorsports
25 reviews
Motorcycle Repair, Motorcycle Dealers, Tires
+14257653691
13631 NE 126th Pl, Ste 420, Kirkland, WA 98034
Cycle Gear
30 reviews
Auto Parts & Supplies, Motorcycle Gear, Tires
+14256403003
4210 196th Street Southwest, Lynnwood, WA 98036

Best Things to Do By Kenmore

Daddy’s Donuts
449 reviews
Donuts, Coffee & Tea
7018 NE Bothell Way, Kenmore, WA 98028
Hodge Podge Cafe
239 reviews
Cafes, Sandwiches
6016 NE Bothell Way, Ste J, Kenmore, WA 98028
Brileys BBQ & Grill
582 reviews
Barbeque, American (Traditional)
15030 Bothell Way NE, Lake Forest Park, WA 98155
Paseo
5077 reviews
Caribbean, Cuban, Sandwiches
4225 Fremont Ave N, Seattle, WA 98103