Kittitas County Motorcycle Insurance – Best Quotes Insure Your Cycle, Moped, RZRs, & Snowmachine

Instant Proof of Cycle Insurance Coverage!

Are you looking for the most economical motorbike insurance in Kittitas County? You have come to the ideal place. We have established longstanding partnerships with premier cycle insurance providers in order that we can find you the best rate. Whether your moytorcyle is a street bike, a touring bike, a cruiser, a custom chopper, and even a moped or scooter, your ride is associated with flexibility which brings excitement. However with this adventure comes unpredictability and considering that you never can forsee what lies over the next hill, the ideal coverage can make sure you’re prepared for it.

The motorbike coverage you want at a cost you can afford

Do you just require the cheap motorbike insurance to get legal? We can assist! Are you enthusiastic about your motorbike? We can cover your cycle, your accessories, plus your riding gear. Selecting the best protection is like selecting the ideal bike. You want it to fit your needs and your way of life but also to be within your budget. The state requires you carry a minimal level of liability coverage but greater levels are available and extra protections are suggested. Make sure you go over all the available options with a licensed agent at our office.

Listed below is everything you need to know to get the very best cost on your bike insurance:

Scary Cycle Crashes - VIDEO

Is Motorbike Insurance Required in Washington State?

Cycle insurance coverage is required in Washington state since July 2019. Washington state passed and the Governor signed a modification getting rid of the phrasing in the insurance coverage law excusing motorbikes from being forced to carry insurance coverage.
If you trigger an accident and do not have insurance coverage, you could put you and your family in financial risk for the damage caused to others. Likewise, whether the accident is your fault or not, medical costs and lost wages for you and any occupants of your car might drive you to personal bankruptcy. Mandated or not, you would want to have motorbike insurance so you can safeguard yourself from a liability suit or a careless motorist who hits you.
motorbike, moped, trike, scooter, and ATV insurance in Kittitas County

What Cycle Insurance Should I Get?

There are three coverages every cycle insurance plan ought to have: liability, uninsured motorist}, and medical.
  • Liability insurance coverage is the only protection that Washington state mandates you to carry (since July 2019). Liability safeguards you if you are discovered at fault for a crash where another individual is injured or their property is harmed.
  • Uninsured Motorist is, arguably, the most essential insurance protection and is listed second only due to the fact that you can not buy it without first getting liability. With uninsured motorist, your insurance company covers you and any others in your car as if they are the uninsured chauffeur’s insurance company.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical coverage is an optional coverage and covers any required medical treatment for you and any passengers up to the coverage amount you pick. This can be essential if you don’t have health insurance to cover your medical costs or you have a high-deductible health plan.
You may be shocked that comprehensive & collision (aka full coverage) are not on this list. These coverages are typically required by lenders if you secure a loan to purchase your motorbike. So yes, this coverage is extremely important to the bank however the 3 protections above are far more most likely to keep you from personal bankruptcy in the event of an accident. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a computer game where you can reset the game and start over. If you get hit, you might be hospitalized for months. Riding safe means wearing the best protective equipment. If you take your safety and the financial security of your loved ones seriously, then insurance ought to be seen like protective gear.
motorbike, moped, scooter, trike, and ATV insurance in Kittitas County

Can I Insure My Trike?

Yes! If your bike is designed for either off-road or street use, we can cover it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
cycle, moped, trike, scooter, and ATV insurance in Kittitas County

What is Broad Form Cycle Insurance Coverage?

a Broad Form Cycle Insurance Policy is meant to offer the policy owner liability insurance no matter what motorbike they may ride. Comprehensive and collision protections (aka “full coverage”) that would pay to fix the bike in case of a crash, theft, or vandalism can not be added to a motorcycle broadform plan however Uninsured Motorist and Medical can be added. If you respond Yes to these three statements, then Broad Form Motorbike Insurance coverage might be perfect for you. 1. You have or ride a couple motorcycles. 2. You are the just one that ever rides your cycles. 3. You don’t need “full coverage” on any one of your motorbikes.
motorbike, scooter, trike, moped, and 4-wheeler insurance in Kittitas County

How Much Does Motorcycle Insurance Cost?

A Motorcycle insurance policy can cost you less than $200 yearly or be greater than $2000 yearly depending upon 6 major factors: your age, your driving record, your cycle, your home town, your chosen insurance coverages, and also the discounts for which you qualify.
  • Your Age: Stats tell the insurer that if you are under 25 you are more probable to have a crash than if you happen to be 30+.
  • Your Driving Record: If you have accumulated speeding tickets or have been involved in an accident in the last couple years, then your probabilities of having another wreck are greater.
  • Your Cycle: Certain motorcycles appear to encourage negligent bikers.
  • Your Garaging Address: Clogged, metropolitan areas also escalate your odds of being in a crash.
  • Your Coverages: Obviously, if you purchase more insurance coverages your rate is going to be increased however just like when you buy the bigger package at the grocery store, you likewise wind up paying less per $1,000 of insurance coverage. Increasing your liability coverage from $25,000 per person to $50,000 per person will not double the price yet probably increase it less than 20%.
  • Your Discounts: Every insurance company offers different combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available include: Multiple cycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Motorcycle organization membership, and more.
cycle, trike, scooter, moped, and ATV insurance in Kittitas County

What Company Has The Very Best Cycle Insurance Prices?

Motorbike insurance is not “One Size Fits All”. The best motorbike insurance provider for you will feature a policy that lines up with your particular needs. One call to us will get you all the quotes you require. As an independent agent, we quote you with several motorbike insurance providers to find the very best match for you. Whether that’s protection for a customized motorbike or just the minimum Washington state requirements so you are legal. If you call one of the ‘name brand’ companies such as State Farm, Allstate, Farmers, Geico, or Markel, you only get one quote from their brand. Each company we represent, Progressive, Safeco, Dairyland, and Foremost, has different specialties giving you options when you are hunting. A few of our insurance companies even provide a car & cycle insurance bundle discount, saving money on both policies. This is a great method to save money on your motorcycle insurance coverage.
motorcycle, trike, moped, scooter, and ATV insurance in Kittitas County

Motorcycle Insurance Coverage for New Riders

Purchasing your first motorbike can be a dream come true. Whether you are looking for cycle insurance as a 20 year old or have at long last saved up enough to buy your very first cycle or ATV/UTV, we can get you affordable motorbike insurance coverage. As a new rider, you have less experience so insurance providers figure you are most likely to be involved in an accident and for that reason will require you to pay more. Keep your record spotless and don’t get in any accidents and you will see your rate drop as you get experience.
cycle, moped, scooter, trike, and 4-wheeler insurance in Kittitas County

About Kittitas County

Kittitas County is a county located in the U.S. state of Washington. At the 2010 census, its population was 40,915. Its county seat and largest city is Ellensburg. The county was created in November 1883 when it was carved out of Yakima County. Kittitas County comprises the Ellensburg, Washington, Micropolitan Statistical Area.

There are numerous interpretations of the county’s name, which is from the language of the Yakama Nation. According to one source, it “has been said to mean everything from ‘white chalk’ to ‘shale rock’ to ‘shoal people’ to ‘land of plenty'”. Most anthropologists and historians concede that each interpretation has some validity depending upon the particular dialect spoken.

The county was organized in November 1883 by the Washington Territorial Legislature, carved from the northern part of Yakima County.

Source: Kittitas County, Washington in Wikipedia

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Best Motorbike Repair & Gear Near Kittitas County

Ellensburg Power Sports
4 reviews
Motorcycle Dealers
309 S Main St, Ellensburg, WA 98926
Webb Powersports
4 reviews
Motorcycle Dealers, Motorcycle Repair
2310 W Dolarway Rd, Ellensburg, WA 98926
Crossroads Outdoor Motors
1 review
Motorcycle Repair
750 Clarke Rd, Ellensburg, WA 98926
Motor Toys
20 reviews
Motorcycle Repair, Motorcycle Rental, Tours
71 Airport Rd, Cle Elum, WA 98922

Best Places to See By Kittitas County

The Yellow Church Cafe
595 reviews
American (New), Desserts, Breakfast & Brunch
111 S Pearl St, Ellensburg, WA 98926
178 reviews
Coffee & Tea, Sandwiches, Breakfast & Brunch
316 1/2 W 1st St, Cle Elum, WA 98922
Cafe C5
118 reviews
American (New), Salad, Beer, Wine & Spirits
213 W 4th Ave, Ste 104, Ellensburg, WA 98926
Cottage Cafe & Fireside Lounge
249 reviews
Bakeries, Lounges, American (Traditional)
911 E 1st St, Cle Elum, WA 98922