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Mason County Motorcycle Insurance – Cheap Rates Insurance for Your Bike, Moped, ATV, & Snowmobile

Immediate Evidence of Motorcycle Insurance!

Are you looking for the most affordable motorbike insurance in Mason County? You have found the right place. We have longstanding partnerships with premier motorbike insurance companies so that we can find you the very best rate. Whether your moytorcyle is a street bike, a touring bike, a cruiser, a custom chopper, and even a moped or scooter, your ride is synonymous with freedom which brings enjoyment. But with this adventure comes unpredictability and given that you never ever know what lies over the next hill, the right protection will make sure you’re ready for it.

The motorbike protection you desire at a rate you can handle

Do you just need the basic motorbike insurance to get legal? We can assist! Are you passionate about your bike? We can cover your motorbike, your accessories, plus your riding gear. Selecting the best protection is similar to selecting the right bike. You want it to fit your needs and your lifestyle but also to be within your budget. The state requires you have a minimal level of liability protection but greater limits are available and additional coverages are recommended. Make certain you talk about all the offered options with a licensed agent at our office.

Below is everything you need to understand to get the best cost on your cycle insurance:

Terrible Motorbike Accidents - VIDEO

Is Cycle Insurance Coverage Required in Washington State?

Motorcycle insurance is needed in Washington state as of July 2019. The Washington state legislature passed and the Governor signed an amendment removing the wording in the insurance law exempting cycles from being required to have insurance coverage.
If you cause an accident and don’t have insurance, you might put you and your family in financial risk for the damage caused to others. the crash is your fault or not, medical costs and lost earnings for you and any passengers could drive you to personal bankruptcy. Mandated or not, you want to have motorcycle insurance so you can safeguard yourself from a liability lawsuit or a reckless driver who hits you.
cycle, scooter, moped, trike, and ATV insurance in Mason County

What Motorbike Insurance Coverage Should I Get?

There are 3 coverages every motorcycle insurance plan should have: liability, uninsured motorist}, and medical coverage.
  • Liability insurance is the only coverage that Washington state requires you to carry (since July 2019). Liability insurance protects you if you are discovered at fault for a crash where another person is injured or their property is harmed.
  • Uninsured Motorist is, probably, the most important insurance coverage and is listed second simply due to the fact that you can not buy it without buying liability. With uninsured motorist, your insurance company covers you and any passengers as if they were the uninsured motorist’s insurance company.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical payments is an optional protection and pays for any needed medical treatment for you and any others in your car up to the coverage amount you pick. This can be important if you do not have health insurance to cover your medical costs or you have a high-deductible health plan.
You may be surprised that comprehensive & collision (aka full coverage) are not on this list. These protections are frequently mandated by lenders if you secure a loan to buy your motorcycle. Yes, this coverage is extremely important to the bank however the three protections above are a lot more most likely to keep you from bankruptcy in the event of a crash. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a video game where you can reset the game and start over. If you get hit, you might be hospitalized for months. Riding safe entails using the best protective equipment. If you take your safety and the financial security of your family seriously, then insurance must be viewed like protective equipment.
cycle, trike, scooter, moped, and ATV insurance in Mason County

Can I Insure My UTV?

Yes! If your cycle is designed for either off-road or street use, we can cover it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
cycle, moped, trike, scooter, and ATV insurance in Mason County

What is BroadForm Motorbike Insurance?

BroadForm Motorbike Insurance Coverage is meant to give the policy owner liability protection no matter what motorbike they might ride. Comprehensive as well as collision coverages (aka “full coverage”) that would pay to deal with the bike in the event of a collision, theft, or vandalism cannot be included in a cycle broadform policy however Uninsured Motorist and also Medical can be added. If you answer Yes to these 3 statements, then Broad Form Bike Insurance policy could just be a good fit for you. 1. You own or ride numerous motorbikes. 2. You are the just one who at any time rides your cycles. 3. You don’t require “full coverage” on any of your cycles.
motorbike, scooter, moped, trike, and 4-wheeler insurance in Mason County

Just How Much Does Motorbike Insurance Cost?

A Cycle insurance policy can cost you less than $200 yearly or be greater than $2000 yearly depending on six significant variables: your age, your driving history, your motorbike, your hometown, your chosen coverages, and the discounts for which you qualify.
  • Your Age: Statistics tell the insurance company that if you are under 25 you are more likely to have a wreck than if you happen to be 30+.
  • Your Driving History: If you have accumulated speeding tickets or have been involved in a wreck in the last couple years, then your odds of having another wreck are higher.
  • Your Cycle: Certain cycles seem to entice careless motorcyclists.
  • Your Home Address: Congested, urban areas also increase your possibilities of being involved in a wreck.
  • Your Coverages: Of course, if you choose added coverages your price is going to be more however similar to when you buy the larger package at the supermarket, you likewise end up paying less per $1,000 of insurance coverage. Increasing your liability coverage from $25,000 per person to $50,000 per person will not double the price yet most likely elevate it less than 20%.
  • Your Discounts: Every insurer gives various combinations of discounts. The more that match up with your circumstances, the more likely you will end up paying less. Some discounts available include: Multiple cycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Cycle association membership, and more.
motorcycle, trike, scooter, moped, and ATV insurance in Mason County

Who Has The Very Best Cycle Insurance Prices?

Cycle insurance is not “One Size Fits All”. The very best motorbike insurer for you will offer a policy that lines up with your particular requirements. One call to us will get you all the quotes you need. As an independent agent, we quote you with several motorbike insurers to find the very best match for you. Whether that’s protection for a customized bike or simply the minimum Washington state requirements so you are legal. If you call some of the ‘name brand’ companies such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each company we represent, Progressive, Safeco, Dairyland, and Foremost, has various specialties offering you choices when you are shopping. Some of our insurers even provide an automobile & cycle insurance package discount, marking down both policies. This is an excellent method to save cash on your motorbike insurance policy.
motorbike, moped, trike, scooter, and ATV insurance in Mason County

Motorbike Insurance Coverage for New Riders

Buying your very first cycle is a dream come true. Whether you are searching for cycle insurance as a 18 year old or have finally saved up enough to buy your first motorbike or ATV/UTV, we can get you inexpensive motorbike insurance coverage. As a brand-new rider, you have less experience so insurance companies figure you are most likely to be in an accident and therefore will need you to pay more. Keep your record spotless and avoid getting in accidents and you will see your rate drop as you gain experience.
motorbike, trike, moped, scooter, and 4-wheeler insurance in Mason County

About Mason County

Mason County is a county located in the U.S. state of Washington. As of the 2010 census, the population was 60,699. The county seat and only incorporated city is Shelton. The county was formed out of Thurston County on March 13, 1854. Originally named Sawamish County, it took its present name in 1864 in honor of Charles H. Mason, the first Secretary of Washington Territory.

Mason County comprises the Shelton, WA Micropolitan Statistical Area and is included in the Seattle-Tacoma, WA Combined Statistical Area.

According to the U.S. Census Bureau, the county has a total area of 1,051 square miles (2,720 km2), of which 959 square miles (2,480 km2) is land and 92 square miles (240 km2) (8.7%) is water.

Source: Mason County, Washington in Wikipedia

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Best Motorcycle Repair & Gear Near Mason County

Dirt Cheap Cycle
5 reviews
Motorcycle Dealers
+13604273478
900 Olympic Hwy S, Shelton, WA 98584
Karl’s Auto Body
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318 S 2nd St, Shelton, WA 98584
Pacific NorthWest Motorcycle Safety
3 reviews
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+13607796378
6172 Apex Airport Rd, Silverdale, WA 98383
Uptown Auto Body
13 reviews
Body Shops
+13603779797
5150 Auto Center Blvd, Bremerton, WA 98312

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