(509) 783-5600 [email protected]

Medina Motorbike Insurance – Cheapest Prices Insurance for Your Bike, Moped, ATV, & Snowmobile

Immediate Evidence of Motorcycle Insurance!

Are you looking for the most inexpensive motorcycle insurance in Medina? You have found the ideal agency. We have cultivated longstanding partnerships with outstanding motorbike insurance carriers so that we can find you the very best rate. Whether your cycle is a street bike, a touring bike, a cruiser, a custom-made chopper, and even a moped or scooter, your cycle is synonymous with flexibility which brings enjoyment. But with this adventure comes unpredictability and because you never know what lies over the next hill, the ideal coverage will make sure you’re ready for it.

The motorcycle protection you want at a price you can handle

Do you just need the general cycle insurance to get legal? We can assist! Are you passionate about your motorcycle? We can cover your cycle, your accessories, plus your riding gear. Selecting the right protection is similar to selecting the ideal bike. You want it to fit your needs and your way of life however also to be within your budget. The state requires you carry a minimal amount of liability coverage yet greater levels are available and other protections are suggested. Make certain you go over all the readily available alternatives with a licensed agent at our office.

Below is everything you must know to get the very best price on your cycle insurance coverage:

Scary Cycle Accidents - VIDEO

Is Cycle Insurance Coverage Mandated in Washington State?

Motorbike insurance coverage is required in Washington state since July 2019. The Washington state legislature passed and the Governor signed an amendment removing the phrasing in the insurance law exempting cycles from being forced to carry insurance coverage.
If you trigger a crash and don’t have insurance, you might put you and your family in financial risk for the damage done to others. Whether the crash is your fault or not, medical bills and lost earnings for you and any occupants of your car could drive you to bankruptcy. Required or not, you would want to have motorbike insurance coverage so you can safeguard yourself from a liability claim or a careless driver who hits you.
cycle, scooter, moped, trike, and ATV insurance in Medina

What Motorcycle Insurance Should I Get?

There are three insurance coverages every motorbike insurance plan should have: liability, uninsured motorist}, and medical coverage.
  • Liability insurance coverage is the only protection that Washington state requires you to carry (since July 2019). Liability insurance secures you if you’re discovered at fault for a crash where another individual is hurt or their property is harmed.
  • Uninsured Motorist is, arguably, the most crucial insurance protection and is listed second only due to the fact that you can not purchase it without buying liability. With uninsured motorist, your insurance provider covers you and any passengers as if they are the uninsured motorist’s insurer.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical protection is an optional protection and covers any necessary medical treatment for you and any others in your car up to the coverage amount you choose. This can be important if you do not have health insurance to cover your medical costs or you have a high-deductible health insurance.
You may be surprised that comprehensive & collision (aka full coverage) are not on this list. These protections are often mandated by lending institutions if you get a loan to buy your motorbike. Yes, this protection is really important to the bank but the three coverages above are much more likely to keep you from personal bankruptcy in the event of a crash. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a video game where you can reset the game and start over. If you get hit, you might be hospitalized for months. Riding safe means using the right protective gear. If you take your safety and the financial security of your loved ones seriously, then insurance coverage must be viewed as protective equipment.
motorcycle, scooter, trike, moped, and 4-wheeler insurance in Medina

Can You Insure My Custom Bike?

Yes! If your bike is designed for either off-road or street use, we can get you insured! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorcycle, moped, scooter, trike, and ATV insurance in Medina

What is Broad Form Motorcycle Insurance Coverage?

a Broad Form Motorcycle Insurance Policy is meant to supply the policy owner liability insurance coverage no matter what motorcycle they may ride. Comprehensive and collision insurance coverages (aka “full coverage”) that would pay to fix the bike in the event of a crash, theft, or vandalism cannot be included in a cycle broadform plan however Uninsured Motorist as well as Medical can be included. If you respond Yes to these 3 statements, then Broad Form Bike Insurance policy might simply be appropriate for you. 1. You have or ride numerous motorcycles. 2. You are the only one that at any time rides your motorcycles. 3. You don’t require “full coverage” on any one of your bikes.
motorcycle, scooter, moped, trike, and ATV insurance in Medina

Just How Much Does Motorbike Insurance Coverage Cost?

A Motorbike insurance policy can cost you less than $200 yearly or be more than $2000 each year depending on six major factors: your age, your driving record, your motorcycle, your home town, your selected insurance coverages, as well as the discounts you qualify for.
  • Your Age: Stats inform the insurance company that if you are under 25 you are more likely to be involved in a crash than if you are 30+.
  • Your Driving Record: If you have collected speeding tickets or have already had an accident in the last few years, then your chances of having another wreck are higher.
  • Your Bike: Certain cycles appear to encourage careless motorcyclists.
  • Your Garaging Address: Congested, urban areas also increase your odds of being involved in a crash.
  • Your Insurance Coverages: Clearly, if you choose better coverages your price is going to be increased however much like when you purchase the larger package at the supermarket, you likewise end up paying less per $1,000 of insurance coverage. Doubling your liability coverage from $25,000 per person to $50,000 per person would not double the price yet possibly raise it less than 20%.
  • Your Discounts: Every company offers different combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available: Multiple motorcycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Cycle organization membership, and more.
motorcycle, moped, scooter, trike, and ATV insurance in Medina

Who Has The Very Best Motorcycle Insurance Quotes?

Motorbike insurance is not “One Size Fits All”. The very best motorbike insurer for you will feature a policy that aligns with your particular needs. One call to us will get you all the quotes you need. As an independent agent, we quote you with several motorbike insurance providers to find the very best match for you. Whether that’s protection for a customized bike or simply the minimum Washington state requirements so you are legal. If you call some of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each company we carry, Progressive, Safeco, Dairyland, and Foremost, has different specialties offering you choices when you are shopping. Some of our motorcycle insurance companies even offer a car & cycle insurance package discount, marking down both policies. This is a great method to save cash on your motorcycle insurance policy.
motorbike, scooter, moped, trike, and 4-wheeler insurance in Medina

Cycle Insurance for New Riders

Buying your first motorbike is a dream come true. Whether you are trying to find motorcycle insurance as a 18 year old or have at last saved up enough to buy your first motorbike or ATV/UTV, we can get you low-cost motorcycle insurance. As a new rider, you have less experience so insurance providers figure you are most likely to be in an accident and because of this will make you pay more. Keep your driving record spotless and don’t get in any accidents and you will see your rate drop as you get experience.
motorcycle, scooter, moped, trike, and ATV insurance in Medina

About Medina

Medina () is a mostly residential city in Eastside, King County, Washington, United States. The city is on a peninsula in Lake Washington, on the opposite shore from Seattle, bordered by Clyde Hill and Hunts Point to the east and water on all other sides. The city’s population was 2,969 at the 2010 census. Billionaires Bill Gates and Jeff Bezos, along with a number of Microsoft executives, or other associates of Gates, have homes in Medina.

The eastern shore of Lake Washington between Meydenbauer Bay and Evergreen Point was a sparsely-populated area that was cleared for its timber in the 1870s. Seattle businessman Thomas Dabney established a claim on the south side of modern-day Medina in 1886, becoming the area’s first permanent white settler. Dabney built a ferry dock in 1890, naming it Dabney’s Landing, while the surrounding area was turned into berry farms and fruit orchards. Other settlers arrived at Dabney’s Landing, which was briefly named Flordeline by its founder until objections were raised by a group of women who proposed the Arabic name “Medina” in 1891. After a series of debates and sign-switching incidents, Medina won and was adopted as the name of the town.

Medina was platted in 1914 and officially incorporated on August 19, 1955. The town’s first mansions were built in the 1920s by wealthy Seattle businessmen, encouraged by the arrival of direct ferry service, and led to the nickname of Washington’s “Gold Coast”. The area’s farmers, mostly of Japanese descent, were evicted during the 1940s internment and their farms were turned over for redevelopment.

Source: Medina, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Top Motorcycle Repair & Gear Near Medina

Bellevue Motosports
43 reviews
Motorcycle Dealers, Motorcycle Repair, Motorcycle Gear
+14256415040
14004 NE 20th St, Bellevue, WA 98007
Seattle Used Bikes
47 reviews
Motorcycle Dealers, Motorcycle Repair, Motorcycle Gear
+12065356812
4111 Aurora Ave N, Seattle, WA 98103
Seattle Cycle Center
105 reviews
Motorcycle Repair, Motorcycle Gear, Motorcycle Parts & Supplies
+12065240044
10201 Aurora Ave N, Seattle, WA 98133
MotoShed
4 reviews
Motorcycle Repair
+12064208736
3208 Queen Anne Ave N, Seattle, WA 98109

Top Places to See Near Medina

Din Tai Fung
3875 reviews
Taiwanese, Dim Sum, Shanghainese
700 Bellevue Way NE, Ste 280, Bellevue, WA 98004
Pike Place Chowder
7345 reviews
Seafood, Soup
1530 Post Aly, Ste 11, Seattle, WA 98101
Facing East
1868 reviews
Chinese, Taiwanese
1075 Bellevue Way NE, Ste B-2, Bellevue, WA 98004
Piroshky Piroshky
6167 reviews
Bakeries, Russian
1908 Pike Pl, Seattle, WA 98101