Port Angeles Motorcycle Insurance – Affordable Prices Insure Your Bike, Scooter, RZRs, & Snowmachine

Instantaneous Evidence of Motorbike Insurance for You!

Are you looking for the most inexpensive motorcycle insurance in Port Angeles? You have actually found the best agency. We have developed longstanding relationships with outstanding motorbike insurance providers so that we can find you the best rate. Whether your ride is a street bike, a touring bike, a cruiser, a custom chopper, and even a moped or scooter, your ride is associated with flexibility which brings enjoyment. However with this adventure comes uncertainty and given that you never know what is around the next corner, the best protection will ensure you’re ready for it.

The motorcycle coverage you want at a price you can handle

Do you just require the cheap cycle insurance to get legal? We can assist! Are you passionate about your motorcycle? We can cover your cycle, your accessories, and also your riding gear. Selecting the right protection is like choosing the best bike. You want it to fit your needs and your lifestyle but likewise to be within your budget. The state requires you have a minimal amount of liability protection but greater levels are available and extra protections are recommended. Make sure you go over all the offered options with a professional insurance agent at Mid-Columbia Insurance.

Listed below is all you must know to get the best price on your motorcycle insurance:

Bad Cycle Accidents - VIDEO

Is Cycle Insurance Required in Washington State?

Cycle insurance coverage is required in Washington state since July 2019. The Washington state legislature passed and the Governor signed a modification getting rid of the phrasing in the insurance law exempting motorbikes from being forced to have insurance coverage.
If you trigger a crash and do not have insurance coverage, you could put you and your family in financial risk for the damage caused to others. Likewise, whether the crash is your fault or not, medical expenses and lost wages for you and any passengers could drive you to personal bankruptcy. Required or not, you want to have cycle insurance so you can protect yourself from a liability lawsuit or an irresponsible motorist who crashes into you.
cycle, moped, scooter, trike, and 4-wheeler insurance in Port Angeles

What Cycle Insurance Should I Get?

There are three coverages every cycle insurance policy needs to have: liability, uninsured motorist}, and medical.
  • Liability insurance coverage is the only coverage that Washington state mandates you to carry (effective July 2019). Liability secures you if you’re found at fault for a crash where another person is injured or their property is damaged.
  • Uninsured Motorist is, perhaps, the most important insurance protection and is listed second simply due to the fact that you can not purchase it without first getting liability. With uninsured motorist, your insurance company covers you and any passengers as if they are the uninsured chauffeur’s insurance provider.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical protection is an optional protection and pays for any needed medical treatment for you and any others in your car up to the coverage amount you pick. This can be important if you don’t have medical insurance to cover your medical costs or you have a high-deductible health insurance.
You might be surprised that comprehensive & collision (aka full coverage) are not on this list. These protections are often mandated by lenders if you take out a loan to buy your motorcycle. Yes, this protection is really important to the bank however the three coverages above are far more likely to keep you from personal bankruptcy in the event of a crash. Let’s face it. All motorcyclists are at the mercy of other motorists. This is not a video game where you can reset the game and start over. If you get hit, you might be hospitalized for months. Riding safe means using the right protective gear. If you take your safety and the financial security of your loved ones seriously, then insurance needs to be seen as protective equipment.
motorbike, moped, trike, scooter, and ATV insurance in Port Angeles

Can You Insure My Custom Cycle?

Yes! If your cycle is designed for either off-road or street use, we can get you insured! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
cycle, trike, scooter, moped, and 4-wheeler insurance in Port Angeles

What is BroadForm Motorbike Insurance Coverage?

BroadForm Cycle Insurance is meant to offer the policy owner liability insurance coverage whatever motorcycle they may ride. Comprehensive and collision coverages (aka “full coverage”) that would pay to deal with the bike in the event of an accident, theft, or vandalism can not be included in a motorcycle broadform policy however Uninsured Motorist and Medical can be included. If you respond Yes to these three sentences, then Broad Form Bike Insurance might just be ideal for you. 1. You have or ride numerous cycles. 2. You are the just one who at any time rides your motorcycles. 3. You don’t need “full coverage” on any one of your motorcycles.
cycle, moped, trike, scooter, and 4-wheeler insurance in Port Angeles

Just How Much Does Cycle Insurance Coverage Cost?

Cycle insurance can cost you less than $200 yearly or be greater than $2000 each year depending upon 6 significant factors: your age, your driving record, your motorcycle, your home town, your chosen insurance coverages, and also the discounts for which you qualify.
  • Your Age: Stats tell the insurance company that if you are under 25 you are more likely to be involved in a wreck than if you happen to be 30+.
  • Your Driving History: If you have received speeding tickets or have already had a crash in the last couple years, then your chances of having another crash are higher.
  • Your Bike: Particular motorcycles appear to entice negligent bikers.
  • Your Garaging Address: Crowded, metropolitan areas also boost your chances of being involved in a crash.
  • Your Coverages: Clearly, if you choose added insurance coverages your price is going to be more but similar to when you purchase the larger package at the supermarket, you also wind up paying less per $1,000 of insurance. For example, doubling your liability insurance coverage from $25,000 per person to $50,000 per person would not double the cost however probably elevate it less than 20%.
  • Your Discounts: Every company gives different combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available include: Multiple cycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Cycle association membership, and others.
motorcycle, scooter, moped, trike, and 4-wheeler insurance in Port Angeles

Who Has The Very Best Cycle Insurance Quotes?

Cycle insurance coverage is not “One Size Fits All”. The very best motorbike insurer for you will feature a policy that aligns with your particular requirements. One call to us will get you all the quotes you need. As an independent agent, we quote you with numerous motorcycle insurers to find the best match for you. Whether that’s coverage for a customized cycle or simply the minimum Washington state requirements so you are legal. If you call any of the ‘name brand’ companies such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each company we carry, Progressive, Safeco, Dairyland, and Foremost, has different specialties providing you choices when you are hunting. A few of our insurers even use a car & cycle insurance bundle discount, marking down both policies. This is a fantastic way to save cash on your motorbike insurance plan.
motorbike, moped, scooter, trike, and ATV insurance in Port Angeles

Motorcycle Insurance for New Riders

Buying your very first motorcycle can be a dream come true. Whether you are searching for motorcycle insurance as a 19 year old or have finally saved up enough to purchase your very first motorbike or ATV/UTV, we can get you cheap motorbike insurance. As a new rider, you have less experience so insurance companies figure you are more likely to be in a crash and therefore will make you pay more. Keep your record clear and don’t get in crashes and you should see your rate drop as you get experience.
motorcycle, scooter, moped, trike, and ATV insurance in Port Angeles

About Port Angeles

Port Angeles is a city in and the county seat of Clallam County, Washington, United States. With a population of 19,038 as of the 2010 census, it is the largest city in the county. The population was estimated at 20,229 in 2019 by the Office of Financial Management.

The City’s harbor was dubbed Puerto de Nuestra Señora de los Ángeles (Port of Our Lady of the Angels) by Spanish explorer Francisco de Eliza in 1791. By the mid-19th century, after settlement by English speakers from the United States, the name was shortened and partially anglicized to its current form, Port Angeles Harbor.

Port Angeles is home to Peninsula College. It is the birthplace of football hall of famer John Elway and residents include writers and artists. The city is served by William R. Fairchild International Airport. Ferry service is provided across the Strait of Juan de Fuca to Victoria, British Columbia, Canada on the MV Coho.

Source: Port Angeles, Washington in Wikipedia

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