(509) 783-5600 [email protected]

Royal City Motorbike Insurance – Low Quotes Insurance for Your Cycle, Scooter, ATV, & Snowmobile

Immediate Proof of Motorcycle Insurance Coverage for You!

Are you looking for the best motorcycle insurance in Royal City? You have come to the best place. We have developed longstanding relationships with outstanding motorbike insurance providers so that we can find you the very best rate. Whether your cycle is a street bike, a touring bike, a cruiser, a custom chopper, or even a moped or scooter, your ride is synonymous with liberty which brings enjoyment. However with this adventure comes unpredictability and since you never know what lies over the next hill, the best protection can make sure you’re ready for it.

The motorbike coverage you want at a cost you can manage

Do you simply require the cheap motorbike insurance to be legal? We can assist! Are you passionate about your motorbike? We can cover your cycle, your accessories, and also your riding gear. Picking the right coverage is like selecting the ideal bike. You want it to fit your needs and your way of life however also to be within your budget. The state mandates you carry a minimal amount of liability protection yet greater levels are available and extra protections are advised. Ensure you discuss all the readily available options with a professional insurance agent at our office.

Listed below is everything you must know to get the very best rate on your cycle insurance coverage:

Scary Motorcycle Accidents - VIDEO

Is Cycle Insurance Coverage Mandated in Washington State?

Cycle insurance is needed in Washington state since July 2019. The Washington state legislature passed and the Governor signed an amendment removing the phrasing in the insurance law exempting cycles from being required to have insurance coverage.
If you cause a crash and don’t have insurance, you might put you and your family in monetary risk for the damage done to others. the crash is your fault or not, medical expenses and lost income for you and any passengers might drive you to insolvency. Required or not, you would want to have cycle insurance coverage so you can protect yourself from a liability lawsuit or a careless motorist who hits you.
motorcycle, trike, scooter, moped, and ATV insurance in Royal City

What Motorcycle Insurance Coverage Should I Get?

There are 3 coverages every motorcycle insurance policy needs to have: liability, uninsured motorist}, and medical protection.
  • Liability insurance coverage is the only coverage that Washington state requires you to carry (effective July 2019). Liability insurance protects you if you are discovered at fault for an accident where another person is hurt or their property is harmed.
  • Uninsured Motorist is, perhaps, the most essential insurance coverage and is listed second only due to the fact that you can not purchase it without first getting liability. With uninsured motorist, your insurer covers you and any passengers as if they are the uninsured driver’s insurance provider.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical protection is an optional protection and pays for any needed medical treatment for you and any passengers up to the coverage amount you pick. This can be essential if you don’t have health insurance to cover your medical costs or you have a high-deductible health plan.
You might be shocked that comprehensive & collision (aka full coverage) are not on this list. These protections are frequently mandated by loan providers if you take out a loan to buy your motorbike. Yes, this protection is very essential to the bank but the three coverages above are a lot more likely to keep you from insolvency in case of a crash. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a computer game where you can reset the game and start over. If you get hit, you might be hospitalized for months. Riding safe means using the right protective gear. If you take your safety and the financial safety of your loved ones seriously, then insurance ought to be viewed as protective equipment.
motorcycle, scooter, moped, trike, and ATV insurance in Royal City

Can I Insure My AutoCycle?

Yes! If your bike is designed for either off-road or street use, we can insure it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorcycle, trike, scooter, moped, and 4-wheeler insurance in Royal City

What is a Broad Form Cycle Insurance Policy?

BroadForm Motorbike Insurance is designed to give the policy owner liability insurance coverage no matter what motorbike they might ride. Comprehensive as well as collision coverages (aka “full coverage”) that would pay to take care of the bike in the event of an accident, theft, or vandalism cannot be included in a motorcycle broadform plan but Uninsured Motorist and Medical can be added. If you answer Yes to these three statements, then Broad Form Motorcycle Insurance might simply be perfect for you. 1. You own or ride a number of cycles. 2. You are the just one that ever rides your bikes. 3. You do not need “full coverage” on any one of your cycles.
motorbike, scooter, trike, moped, and ATV insurance in Royal City

How Much Does Motorbike Insurance Coverage Cost?

Motorbike insurance can cost you less than $200 per year or be greater than $2000 per year depending upon six major elements: your age, your driving history, your motorbike, your home town, your selected coverages, as well as the discounts you qualify for.
  • Your Age: Statistics tell the insurance provider that if you are under 25 you are more likely to be involved in an accident than if you happen to be 30+.
  • Your Driving History: If you have collected speeding tickets or have already had a wreck in the last few years, then your chances of having another accident are greater.
  • Your Bike: Certain motorbikes appear to encourage negligent riders.
  • Your Garaging Address: Crowded, urban areas also boost your odds of being in an accident.
  • Your Insurance Coverages: Naturally, if you buy better insurance coverages your rate is going to be higher however much like when you buy the bigger package at the food store, you also end up paying less per $1,000 of insurance. Doubling your liability protection from $25,000 per person to $50,000 per person will not double the price yet possibly elevate it less than 20%.
  • Your Discounts: Every company gives different combinations of discounts. The more that match up with your circumstances, the more likely you will end up paying less. Some discounts available include: Multiple motorcycle, Multiple policy, Claim-free, Safety course, Paid-in-full, Cycle association membership, and more.
motorcycle, trike, moped, scooter, and ATV insurance in Royal City

What Company Has The Very Best Motorcycle Insurance Rates?

Cycle insurance is not “One Size Fits All”. The very best cycle insurance provider for you will provide a policy that aligns with your particular needs. One call to us will get you all the quotes you need. As an independent agent, we quote you with numerous motorcycle insurance companies to discover the very best match for you. Whether that’s coverage for a custom motorcycle or just the minimum Washington state requirements so you are legal. If you call one of the ‘name brand’ companies such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each company we represent, Progressive, Safeco, Dairyland, and Foremost, has various specialties offering you choices when you are hunting. A few of our insurance companies even use an automobile & motorcycle insurance package discount, saving money on both policies. This is an excellent method to save money on your cycle insurance policy.
motorcycle, moped, scooter, trike, and 4-wheeler insurance in Royal City

Motorbike Insurance Coverage for New Riders

Purchasing your first motorcycle can be a dream come true. Whether you are searching for cycle insurance as a 18 year old or have at long last saved up enough to buy your very first cycle or ATV/UTV, we can get you low-cost cycle insurance. As a new rider, you have less experience so insurance providers figure you are most likely to be involved in an accident and therefore will need you to pay more. Keep your record spotless and don’t get in any accidents and you will see your rate drop as you acquire experience.
motorcycle, trike, moped, scooter, and 4-wheeler insurance in Royal City

About Royal City

Royal City is a city in Grant County, Washington, United States. The population was 2,140 at the 2010 census.

Royal City was founded in 1956 and officially incorporated on February 14, 1962. The townsite was previously named Royal Flats, and the entire area Royal Slope, thus the name Royal City. During the 1960s, there was a Titan I ICBM silo located near the town.

Today, this small farming community is most known for producing a wide variety of crops, thanks to a long growing season. Apples, cherries, peaches, timothy and alfalfa hay, melons, potatoes, onions, wine grapes, pears, mint and corn are grown in this area. The Royal slope area is a popular place for birders, hunters, and golfers as well.

Source: Royal City, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Top Motorbike Repair & Gear Near Royal City

Experience Powersports
2 reviews
Motorcycle Dealers, Motorsport Vehicle Dealers, Motorsport Vehicle Repairs
+15097651925
12268 N Frontage Rd E, Moses Lake, WA 98837
Moses Lake Towing
5 reviews
Towing, Roadside Assistance, Junk Removal & Hauling
+15097648111
12037 S Frontage Rd E, Moses Lake, WA 98837

Best Places to Visit Around Royal City

Judy’s
37 reviews
Burgers, Barbeque, American (Traditional)
8745-8999 Rd 13 SW, Royal City, WA 99357
Smulligan’s Pizza & BBQ
8 reviews
Pizza, Barbeque, Gelato
112 Evergreen Ave NW, Royal City, WA 99357
La Cabana
4 reviews
Mexican
115 Camelia St NE, Royal City, WA 99357
Garden Grill
4 reviews
American (Traditional), Burgers, Sandwiches
12543 Rd H SW, Royal City, WA 99357