San Juan Island Motorcycle Insurance – Best Quotes Insurance for Your Cycle, Scooter, Side x Sides, & Snowmachine

Immediate Proof of Motorbike Insurance for You!

Are you searching for the cheapest motorcycle insurance coverage in San Juan Island? You have actually found the right place. We have established longstanding partnerships with top-rated motorcycle insurance carriers so that we can find you the very best rate. Whether your moytorcyle is a street bike, a touring bike, a cruiser, a custom chopper, and even a moped or scooter, your ride is associated with flexibility which brings excitement. But with this adventure comes unpredictability and given that you never know what lies over the next hill, the right coverage can ensure you’re prepared for it.

The cycle protection you want at a cost you can afford

Do you just require the basic cycle insurance to be legal? We can help! Are you passionate about your cycle? We can cover your motorbike, your accessories, plus your riding gear. Choosing the ideal protection is like picking the ideal bike. You want it to fit your needs and your way of life but likewise to be within your budget. The state mandates you have a minimal amount of liability protection but higher levels are available and additional coverages are recommended. Ensure you go over all the offered choices with a licensed insurance agent at our office.

Listed below is all you must know to get the very best rate on your motorcycle insurance coverage:

Crazy Cycle Crashes - VIDEO

Is Motorcycle Insurance Coverage Mandated in Washington State?

Motorcycle insurance coverage is required in Washington state as of July 2019. Washington state passed and the Governor signed a modification getting rid of the phrasing in the insurance law exempting cycles from being forced to have insurance.
If you cause a crash and do not have insurance, you might put you and your loved ones in financial risk for the damage done to others. Also, whether the crash is your fault or not, medical expenses and lost income for you and any passengers might drive you to bankruptcy. Mandated or not, you would want to have motorbike insurance coverage so you can secure yourself from a liability lawsuit or a careless driver who crashes into you.
motorbike, scooter, moped, trike, and 4-wheeler insurance in San Juan Island

What Motorcycle Insurance Coverage Should I Get?

There are three coverages every motorbike insurance policy should have: liability, uninsured motorist}, and medical coverage.
  • Liability insurance coverage is the only protection that Washington state mandates you to carry (effective July 2019). Liability coverage protects you if you are discovered at fault for a crash where another individual is injured or their property is damaged.
  • Uninsured Motorist is, probably, the most essential insurance coverage and is listed second simply due to the fact that you can not buy it without purchasing liability. With uninsured motorist, your insurance company covers you and any passengers as if they were the uninsured chauffeur’s insurer.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical coverage is an optional protection and pays for any required medical treatment for you and any passengers up to the coverage amount you pick. This can be essential if you don’t have medical insurance to cover your medical expenses or you have a high-deductible health insurance.
You might be shocked that comprehensive & collision (aka full coverage) are not on this list. These protections are typically required by lenders if you get a loan to purchase your motorbike. Yes, this coverage is extremely crucial to the bank but the 3 protections above are a lot more likely to keep you from bankruptcy in case of a crash. Let’s face it. All motorcyclists are at the mercy of other motorists. This is not a computer game where you can reset the game and start over. If you get hit, you might be hospitalized for months. Riding safe entails using the best protective gear. If you take your safety and the financial safety of your family seriously, then insurance should be seen as protective equipment.
motorcycle, moped, scooter, trike, and 4-wheeler insurance in San Juan Island

Can You Insure My Vintage Cycle?

Yes! If your cycle is designed for either off-road or street use, we can cover it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorcycle, trike, scooter, moped, and 4-wheeler insurance in San Juan Island

What is BroadForm Motorcycle Insurance?

BroadForm Motorbike Insurance is meant to supply the policy owner liability insurance no matter what motorcycle they may ride. Comprehensive and also collision protections (aka “full coverage”) that would pay to deal with the bike in the event of a crash, theft, or vandalism can not be added to a cycle broadform plan yet Uninsured Motorist and also Medical can be included. If you respond Yes to these three statements, then Broad Form Motorcycle Insurance coverage could be right for you. 1. You own or ride a couple cycles. 2. You are the just one who ever rides your cycles. 3. You do not need “full coverage” on any of your motorbikes.
motorbike, scooter, moped, trike, and 4-wheeler insurance in San Juan Island

How Much Does Motorbike Insurance Cost?

Motorcycle insurance can cost you less than $200 annually or be more than $2000 each year depending on six major factors: your age, your driving record, your cycle, your hometown, your chosen insurance coverages, and also the discounts for which you qualify.
  • Your Age: Stats tell the insurance company that if you are under 25 you are more likely to be involved in a wreck than if you happen to be 30+.
  • Your Driving History: If you have received speeding tickets or have already had an accident in the last couple years, then your probabilities of having another accident are higher.
  • Your Cycle: Some cycles seem to encourage reckless motorcyclists.
  • Your Garaging Address: Clogged, urban areas also increase your odds of being involved in an accident.
  • Your Insurance Coverages: Obviously, if you purchase more insurance coverages your price will be higher but just like when you buy the bigger package at the supermarket, you also wind up paying less per $1,000 of insurance. For example, doubling your liability coverage from $25,000 per person to $50,000 per person would not double the price yet probably raise it less than 20%.
  • Your Discounts: Every insurance company offers various combinations of discounts. The more that match up with your circumstances, the more likely you will end up paying less. Some discounts available include: Multiple cycle, Multiple policy, Claim-free, Safety course, Paid-in-full, Motorcycle association membership, and others.
cycle, moped, scooter, trike, and ATV insurance in San Juan Island

What Company Has The Best Motorbike Insurance Quotes?

Motorcycle insurance coverage is not “One Size Fits All”. The best motorcycle insurer for you will provide a policy that aligns with your particular needs. One call to us will get you all the quotes you require. As an independent agent, we quote you with several cycle insurance providers to find the very best match for you. Whether that’s protection for a customized motorcycle or just the minimum Washington state requirements so you are legal. If you call some of the ‘name brand’ companies such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each company we carry, Progressive, Safeco, Dairyland, and Foremost, has different specialties offering you options when you are hunting. A few of our insurers even offer an automobile & motorcycle insurance bundle discount, saving money on both policies. This is a terrific way to save cash on your motorbike insurance plan.
motorcycle, moped, scooter, trike, and ATV insurance in San Juan Island

Motorbike Insurance for New Riders

Buying your very first motorbike can be a dream come true. Whether you are looking for motorcycle insurance as a 18 year old or have at last saved up enough to buy your very first motorbike or ATV/UTV, we can get you cheap motorcycle insurance coverage. As a brand-new rider, you have less experience so insurance companies figure you are more likely to be in a crash and therefore will make you pay more. Keep your driving record clean and don’t get in accidents and you ought to see your rate drop as you acquire experience.
motorbike, trike, scooter, moped, and 4-wheeler insurance in San Juan Island

About San Juan Island

San Juan Island is the second-largest and most populous of the San Juan Islands in northwestern Washington, United States. It has a land area of 142.59 km² (55.053 sq mi) and a population of 6,822 as of the 2000 census.

Washington State Ferries serves Friday Harbor, which is San Juan Island’s major population center, the San Juan County seat, and the only incorporated town in the islands.

The name “San Juan” originates from the 1791 expedition of Francisco de Eliza, who named the archipelago Isla y Archipiélago de San Juan to honor his patron sponsor, Juan Vicente de Güemes Padilla Horcasitas y Aguayo, 2nd Count of Revillagigedo. One of the officers under Eliza’s command, Gonzalo López de Haro, was the first European to discover San Juan Island. During the Wilkes Expedition, American explorer Charles Wilkes renamed the island Rodgers Island; the Spanish name remained on British nautical charts and over time became the island’s official name.

Source: San Juan Island, Washington in Wikipedia

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Top Cycle Repair & Gear Near San Juan Island

Allen Auto Repair
1 review
Auto Repair, Auto Customization
220 Blair Ave, Ste 1911, Friday Harbor, WA 98250
Cascade Motorcycle Safety
5 reviews
Driving Schools
Coupeville, WA 98239
Vancouver Island Safety Council
1 review
Driving Schools
2207 Millstream Road, Langford, BC V9B 6B2, Canada
Deer Harbor Marina
9 reviews
5164 Deer Harbor Rd, Deer Harbor, WA 98243

Top Places to Visit By San Juan Island

Cask and Schooner
660 reviews
Seafood, British, American (Traditional)
1 Front St, Ste 1, Friday Harbor, WA 98250
San Juan Bistro
125 reviews
American (New), Desserts, Beer Bar
155 Nichols St, Friday Harbor, WA 98250
Mike’s Cafe & Wine Bar
191 reviews
Bars, American (Traditional)
135 2nd St N, Friday Harbor, WA 98250
Rocky Bay Cafe
329 reviews
Breakfast & Brunch, Coffee & Tea
225 Spring St, Friday Harbor, WA 98250