(509) 783-5600 [email protected]

Tenino Motorcycle Insurance – Best Prices Insurance for Your Bike, Scooter, ATV, & Snowmobile

Instantaneous Evidence of Motorcycle Insurance Coverage!

Are you looking for the most affordable motorcycle insurance coverage in Tenino? You have found the ideal place. We have developed longstanding relationships with top-rated motorbike insurance companies in order that we can find you the best rate. Whether your moytorcyle is a street bike, a touring bike, a cruiser, a custom-made chopper, or even a moped or scooter, your cycle is associated with liberty which brings enjoyment. But with this adventure comes uncertainty and since you never ever can forsee what is around the next corner, the ideal protection will ensure you’re prepared for it.

The cycle coverage you desire at a rate you can handle

Do you just require the cheap cycle insurance to be legal? We can assist! Are you passionate about your motorcycle? We can cover your cycle, your accessories, and also your riding gear. Picking the right protection is like picking the ideal bike. You want it to fit your needs and your lifestyle however also to be within your budget. The state requires you have a minimal amount of liability coverage yet higher limits are available and additional protections are suggested. Make certain you go over all the available options with a trained agent at Mid-Columbia Insurance.

Below is everything you must understand to get the very best cost on your motorcycle insurance coverage:

Crazy Motorbike Crashes - VIDEO

Is Cycle Insurance Required in Washington State?

Cycle insurance is required in Washington state since July 2019. The Washington state legislature passed and the Governor signed an amendment removing the wording in the insurance law exempting motorcycle owners from being forced to carry insurance coverage.
If you trigger an accident and don’t have insurance coverage, you might put you and your loved ones in financial danger for the damage done to others. the accident is your fault or not, medical expenses and lost earnings for you and any passengers could drive you to personal bankruptcy. Mandated or not, you would want to have motorcycle insurance coverage so you can safeguard yourself from a liability claim or a careless driver who crashes into you.
cycle, trike, scooter, moped, and ATV insurance in Tenino

What Motorcycle Insurance Should I Get?

There are three insurance coverages every motorcycle insurance policy should have: liability, uninsured motorist}, and medical protection.
  • Liability insurance is the only protection that Washington state requires you to have (since July 2019). Liability coverage safeguards you if you are found at fault for a crash where another person is injured or their property is harmed.
  • Uninsured Motorist is, arguably, the most essential insurance protection and is listed second simply because you can not purchase it without purchasing liability. With uninsured motorist, your insurance company covers you and any others in your car as if they are the uninsured motorist’s insurer.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical protection is an optional protection and covers any needed medical treatment for you and any others in your car up to the coverage amount you choose. This can be crucial if you do not have health insurance to cover your medical costs or you have a high-deductible health insurance.
You might be surprised that comprehensive & collision (aka full coverage) are not on this list. These coverages are frequently mandated by loan providers if you get a loan to purchase your motorcycle. Yes, this coverage is really essential to the bank but the three coverages above are much more most likely to keep you from insolvency in the event of an accident. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a video game where you can reset the game and start over. If you get struck, you may be hospitalized for months. Riding safe means using the right protective equipment. If you take your safety and the financial safety of your family seriously, then insurance needs to be seen like protective gear.
motorcycle, trike, moped, scooter, and 4-wheeler insurance in Tenino

Can You Insure My Cruiser?

Yes! If your bike is designed for either off-road or street use, we can cover it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
cycle, scooter, trike, moped, and ATV insurance in Tenino

What is Broad Form Motorcycle Insurance?

a Broad Form Cycle Insurance Policy is designed to give the policy owner liability protection whatever cycle they may ride. Comprehensive and also collision coverages (also known as “full coverage”) that would pay to fix the bike in the event of an accident, theft, or vandalism can not be included in a cycle broadform policy however Uninsured Motorist and also Medical can be included. If you respond Yes to these 3 statements, then Broad Form Motorcycle Insurance may simply be a good fit for you. 1. You have or ride numerous cycles. 2. You are the only one that ever rides your motorbikes. 3. You don’t require “full coverage” on any one of your motorbikes.
motorbike, moped, trike, scooter, and ATV insurance in Tenino

How Much Does Motorbike Insurance Cost?

A Motorbike insurance policy can cost you less than $200 per year or be greater than $2000 per year depending upon 6 significant elements: your age, your driving record, your cycle, your hometown, your chosen insurance coverages, and the discounts you qualify for.
  • Your Age: Statistics inform the insurance company that if you are under 25 you are more likely to be involved in an accident than if you are 30+.
  • Your Driving Record: If you have received speeding tickets or have been involved in a crash in the last few years, then your chances of having another accident are higher.
  • Your Cycle: Some motorbikes seem to entice negligent riders.
  • Your Home Address: Clogged, urban areas also increase your possibilities of being involved in a crash.
  • Your Insurance Coverages: Clearly, if you buy more coverages your price will be more however similar to when you purchase the larger package at the supermarket, you likewise wind up paying less per $1,000 of insurance. For example, increasing your liability insurance coverage from $25,000 per person to $50,000 per person will not double the price however probably raise it less than 20%.
  • Your Discounts: Every insurer gives different combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available: Multiple cycle, Multiple policy, Claim-free, Safety course, Paid-in-full, Motorcycle organization membership, and others.
motorbike, moped, scooter, trike, and ATV insurance in Tenino

What Company Has The Very Best Motorcycle Insurance Quotes?

Motorcycle insurance coverage is not “One Size Fits All”. The best motorcycle insurance provider for you will feature a policy that aligns with your specific requirements. One call to us will get you all the quotes you require. As an independent agent, we quote you with numerous motorcycle insurers to discover the very best match for you. Whether that’s protection for a customized cycle or simply the minimum Washington state requirements so you are legal. If you call any of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you only get one quote from their brand. Each insurer we carry, Progressive, Safeco, Dairyland, and Foremost, has different specialties providing you alternatives when you are shopping. Some of our motorcycle insurance companies even provide an automobile & cycle insurance bundle discount, saving money on both policies. This is a fantastic way to save money on your motorbike insurance plan.
cycle, trike, moped, scooter, and ATV insurance in Tenino

Motorbike Insurance for New Riders

Purchasing your very first cycle is a dream come true. Whether you are looking for motorbike insurance coverage as a 18 year old or have actually finally saved up enough to buy your first cycle or ATV/UTV, we can get you cheap cycle insurance. As a brand-new rider, you have less experience so insurers figure you are most likely to be involved in an accident and therefore will require you to pay more. Keep your driving record clear and don’t get in crashes and you should see your rate drop as you gain experience.
motorcycle, scooter, moped, trike, and ATV insurance in Tenino

About Tenino

Tenino is a city in Thurston County, Washington, United States. The population was 1,695 at the 2010 census.

Tenino was officially incorporated on July 24, 1906, though it existed as a rural community since the mid-19th century. Initially, American settlers were attracted to the open prairies created and maintained by local natives through controlled burns to cultivate camas root, a staple food source. Records indicate the initial settlers’ community centered on the prairie approximately 1/2 mile south of the present town. Early residents named their first post office and school “Coal Bank”, in the 1860s, a reference to a nearby coal outcropping. It was later renamed Tenino.

In the late 19th century, a number of sandstone quarrying companies began shipping building stone, used in many regional buildings outside of Tenino, including the Old Capitol Building and the old Thurston County Courthouse in Olympia, the Mason County Courthouse in Shelton, Washington, the First Congregational Church, developed by Cameron Stone, in Tacoma, Washington, Denny Hall and the Theodore Jacobson Observatory at the University of Washington, Seattle, the Pittock Mansion and the Pioneer Courthouse in Portland, Oregon, the Calvary Presbyterian Church (San Francisco) and several US post office buildings, including at The Dalles, Oregon. The US Government also used stone from these quarries to construct jetties at Westport, Washington and elsewhere. The quarries declined in the early 20th century when many builders switched to concrete.

Source: Tenino, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Top Cycle Repair & Gear Near Tenino

Iron Horse Apparel
2 reviews
Motorcycle Gear, Motorcycle Parts & Supplies, Motorcycle Dealers
18419 Bucoda Hwy SE, Tenino, WA 98589
Motor Sports of Olympia
14 reviews
Motorcycle Dealers
6807 Martin Way E, Olympia, WA 98516
Vince’s Motorcycle Store
8 reviews
Motorcycle Dealers, Motorcycle Repair
4500B Pacific Ave SE, Lacey, WA 98503
22 reviews
Motorcycle Dealers, Motorsport Vehicle Dealers, Motorcycle Repair
4402 6th Ave SE, Lacey, WA 98503

Top Places to Visit Around Tenino

Don Juan’s Mexican Kitchen
235 reviews
Mexican, Salad, Soup
639 E Lincoln Ave, Tenino, WA 98589
The Sandstone Cafe
40 reviews
American (Traditional), Breakfast & Brunch
273 Sussex Ave W, Tenino, WA 98589
Wolf Haven International
53 reviews
3111 Offutt Lake Rd SE, Tenino, WA 98589
Gringo Maniac
50 reviews
Food Trucks, Mexican
2421 93rd Ave SW, Tumwater, WA 98512