(509) 783-5600 [email protected]

Woodland Motorcycle Insurance – Cheapest Rates Insurance for Your Bike, Moped, Side x Sides, & Snowmachine

Instant Evidence of Cycle Insurance Coverage!

Are you searching for the cheapest cycle insurance coverage in Woodland? You have actually found the ideal place. We have cultivated longstanding partnerships with top-rated motorbike insurance providers in order that we can find you the very best rate. Whether your cycle is a street bike, a touring bike, a cruiser, a custom-made chopper, or even a moped or scooter, your bike is associated with liberty which brings excitement. But with this adventure comes unpredictability and since you never ever can forsee what is around the next corner, the best coverage can make sure you’re prepared for it.

The motorcycle coverage you want at a price you can handle

Do you just need the affordable motorcycle insurance coverage to get legal? We can assist! Are you enthusiastic about your bike? We can cover your motorbike, your accessories, and even your riding gear. Choosing the right protection is like selecting the best bike. You want it to fit your needs and your lifestyle but likewise to be within your budget. The state requires you carry a minimal amount of liability coverage yet higher limits are available and other protections are advised. Make certain you discuss all your available alternatives with a professional insurance agent at our office.

Listed below is all you must understand to get the best cost on your cycle insurance coverage:

Crazy Cycle Accidents - VIDEO

Is Motorcycle Insurance Coverage Required in Washington State?

Cycle insurance is required in Washington state since July 2019. The Washington state legislature passed and the Governor signed an amendment getting rid of the phrasing in the insurance coverage law excusing motorbikes from being forced to have insurance coverage.
If you cause an accident and don’t have insurance, you could put you and your family in financial danger for the damage done to others. Whether the accident is your fault or not, medical bills and lost earnings for you and any occupants of your car could drive you to bankruptcy. Required or not, you would want to have cycle insurance coverage so you can protect yourself from a liability suit or a reckless motorist who hits you.
motorbike, moped, trike, scooter, and 4-wheeler insurance in Woodland

What Cycle Insurance Should I Get?

There are three insurance coverages every bike insurance plan needs to have: liability, uninsured motorist}, and medical.
  • Liability insurance is the only protection that Washington state requires you to have (effective July 2019). Liability safeguards you if you’re found at fault for a crash where another person is hurt or their property is damaged.
  • Uninsured Motorist is, perhaps, the most important insurance coverage and is listed second simply because you can not get it without purchasing liability. With uninsured motorist, your insurance provider covers you and any passengers as if they were the uninsured motorist’s insurer.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical coverage is an optional coverage and covers any needed medical treatment for you and any passengers up to the coverage amount you select. This can be crucial if you do not have health insurance to cover your medical costs or you have a high-deductible health plan.
You may be shocked that comprehensive & collision (aka full coverage) are not on this list. These coverages are often mandated by loan providers if you secure a loan to buy your motorbike. So yes, this coverage is very important to the bank but the three coverages above are a lot more most likely to keep you from insolvency in case of a crash. Let’s face it. All motorcyclists are at the mercy of other motorists. This is not a computer game where you can reset the game and start over. If you get struck, you might be hospitalized for months. Riding safe entails using the best protective equipment. If you take your safety and the financial security of your loved ones seriously, then insurance coverage must be seen like protective gear.
motorcycle, scooter, trike, moped, and ATV insurance in Woodland

Can I Insure My Sport Touring Cycle?

Yes! If your bike is designed for either off-road or street use, we can get you insured! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorbike, trike, scooter, moped, and 4-wheeler insurance in Woodland

What is BroadForm Motorbike Insurance Coverage?

a Broad Form Motorbike Insurance Policy is designed to supply the policy owner liability insurance no matter what motorbike they may ride. Comprehensive as well as collision insurance coverages (also known as “full coverage”) that would pay to deal with the bike in the event of a crash, theft, or vandalism cannot be included in a motorcycle broadform plan however Uninsured Motorist as well as Medical can be included. If you answer Yes to these three statements, then Broad Form Motorcycle Insurance policy could simply be a good fit for you. 1. You have or ride multiple motorbikes. 2. You are the only one that ever rides your bikes. 3. You don’t need “full coverage” on any one of your motorbikes.
motorcycle, trike, moped, scooter, and 4-wheeler insurance in Woodland

How Much Does Motorcycle Insurance Coverage Cost?

A Cycle insurance policy can cost you less than $200 yearly or be greater than $2000 annually depending upon six major variables: your age, your driving history, your motorcycle, your hometown, your selected insurance coverages, and also the discounts you qualify for.
  • Your Age: Statistics tell the insurance company that if you are under 25 you are more probable to have an accident than if you happen to be 30+.
  • Your Driving History: If you have accumulated speeding tickets or have been involved in a crash in the last few years, then your probabilities of having another accident are greater.
  • Your Bike: Some bikes seem to attract careless bikers.
  • Your Garaging Address: Congested, metropolitan areas also boost your odds of being in a crash.
  • Your Insurance Coverages: Naturally, if you choose extra coverages your price is going to be higher but similar to when you buy the bigger package at the grocery store, you likewise end up paying less per $1,000 of insurance coverage. For example, increasing your liability insurance coverage from $25,000 per person to $50,000 per person would not double the cost however most likely raise it less than 20%.
  • Your Discounts: Every insurer gives various combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available: Multiple motorcycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Motorcycle organization membership, and others.
motorcycle, trike, scooter, moped, and 4-wheeler insurance in Woodland

What Company Has The Very Best Cycle Insurance Quotes?

Motorbike insurance is not “One Size Fits All”. The best motorbike insurance company for you will feature a policy that lines up with your particular needs. One call to us will get you all the quotes you require. As an independent agent, we quote you with several motorbike insurers to find the best match for you. Whether that’s coverage for a customized bike or simply the minimum Washington state requirements so you are legal. If you call some of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you only get one quote from their brand. Each insurer we carry, Progressive, Safeco, Dairyland, and Foremost, has different specialties giving you choices when you are shopping. Some of our motorcycle insurers even offer an automobile & cycle insurance package discount, saving money on both policies. This is a great method to save money on your motorcycle insurance policy.
motorbike, moped, scooter, trike, and 4-wheeler insurance in Woodland

Cycle Insurance Coverage for New Riders

Buying your first motorcycle can be a dream come true. Whether you are searching for motorbike insurance as a 19 year old or have finally saved up enough to buy your very first motorcycle or ATV/UTV, we can get you low-cost motorbike insurance coverage. As a new rider, you have less experience so insurance companies figure you are more likely to be involved in a crash and therefore will need you to pay more. Keep your driving record spotless and don’t get in any crashes and you should see your rate drop as you get experience.
motorbike, moped, trike, scooter, and 4-wheeler insurance in Woodland

About Woodland

Woodland is a city in Clark and Cowlitz counties in the State of Washington. Most residents live within Cowlitz County, in which the majority of the city lies. It is part of the ‘Longview, Washington Metropolitan Statistical Area’. The population was 5,509 at the 2010 census.

Hudson’s Bay Company retiree, Adolphous Le Lewes (alternate spelling Lewis), established a homestead at the mouth of what is today known as the Lewis River, in 1849 (The Lewis River is the namesake of A. Le Lewes, not Meriwether Lewis as is generally believed). Two Iowa families, related by marriage, came next: the Solomon Strongs filed a claim in September 1850 and the Squire Bozarths filed a claim in December of the same year. Bozarth built the first frame house, in what is today Woodland, and named it “Woodland Farm House.” Other early settlers include: Columbia Lancaster, Milly Bozarth (Wife of Squire), McKenzie and Jane Caples, Brandt and Hans Kraft. After a few years, Christopher Columbus Bozarth (Better known as C.C. and the namesake for C.C. street in Woodland), a son of Squire Bozarth, opened a store and named it “Woodland,” after his father’s farm. Woodland eventually grew on the spot where the store was located.

Woodland was not the first trading center on the Lewis River bottoms. Pekin (now known as part of the Woodland Bottoms) deserves that credit. The Pekin store and Post Office was established in 1867 or 1868 by James Woods and F.H. Marsh. Pekin continued as the trading center until the Woodland store and Post Office were established. Woodland was more centrally located and on higher ground. Rarely did the June floods cover the streets of Woodland, but Pekin, built on stilts, was flooded nearly every June.

Source: Woodland, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Best Motorcycle Repair & Gear Near Woodland

Woodland Saw and Cycle
1 review
Motorcycle Dealers, Motorcycle Repair, Motorcycle Gear
302 E Scott Ave, Woodland, WA 98674
Columbia River Honda Suzuki Polaris
5 reviews
Motorcycle Dealers, Motorcycle Repair
58245 Columbia River Hwy, Saint Helens, OR 97051
Riding Leather
1 review
Motorcycle Gear
21108 NE 72nd Ave, Battle Ground, WA 98604
Uncaged Cycles
7 reviews
Motorcycle Gear, Motorcycle Repair, Motorcycle Dealers
537 14th Ave, Longview, WA 98632

Top Things to Do Near Woodland

Matt and Mandy’s Family Diner
258 reviews
American (Traditional), Breakfast & Brunch, Steakhouses
1447 N Goerig St, Woodland, WA 98674
Luckman Coffee
49 reviews
Breakfast & Brunch, Cafes
1230 Lewis River Rd, Woodland, WA 98674
Daddy D’s Southern Style Barbeque
54 reviews
Southern, Barbeque
1243 N Goerig St, Woodland, WA 98674
Casa Tapatia
107 reviews
1175 Lewis River Rd, Woodland, WA 98674