by Gary Paulson | Car Insurance
Not-at-fault accidents can impact insurance rates differently based on carrier policies and state laws. Insurance agents help drivers navigate rate protection options and claims processes to minimize premium increases.
by Gary Paulson | Car Insurance, Public Safety
Safeguard your vehicle from theft using a multi-layered approach. Employ visible deterrents like steering wheel locks, install alarms and immobilizers, and adopt smart parking strategies to reduce the risk of car theft.
by Gary Paulson | Car Insurance
Motor vehicle crashes are the leading cause of death for teens. The 8 danger zones putting them at risk include driver inexperience, teen passengers, nighttime driving, and not using seat belts. Parents play a key role in teen driver safety.
by Gary Paulson | Car Insurance, Public Safety
The zipper merge is a lane merging technique that improves traffic flow, reduces congestion, and enhances road safety by encouraging drivers to utilize all available lanes until the designated merge point, where they alternate merging into the open lane.
by Gary Paulson | Car Insurance
After a not-at-fault car accident, prioritize safety, call the police, gather evidence, exchange information, notify your insurer, seek medical attention, and consider legal advice. Keep detailed records and communicate with your insurance company for a fair resolution.
by Gary Paulson | Car Insurance
In Washington state, a not-at-fault accident is a collision where the driver is not deemed responsible for causing the crash. Fault determination involves evaluating negligence, traffic law violations, comparative fault, and evidence.