10 Common Car Insurance Myths and Misconceptions
Debunks auto insurance myths: color doesn’t affect rates, but credit and repairs do. Owners are liable in crashes, and “full coverage” is a misnomer. Consult agents for proper protection.
Is Uninsured Motorist Required in Washington?
Is Uninsured Motorist Coverage Required in Washington State? No, You are not required to include Uninsured Motorist (UM) coverage on your Washington car insurance policy. To reject UM coverage, the law requires the insurance company have a signed rejection form. But...
Comprehensive Car Insurance Coverage Options
Comprehensive car insurance coverage shields you from financial loss due to non-collision events. It is optional if you own your car outright but most lenders require it to protect the loan.
How Much Is A No-Insurance Ticket In Washington State?
If you drive a car without insurance on Washington state roads, you could receive a no-insurance ticket and have to pay a fine of $550 or more.
Car Accident, Car Crash, or Traffic Collision?
“Car accident” implies that a collision is unpredictable or unpreventable, which is often not the case; “Car crash” is more informal and often used colloquially to describe a collision; “Traffic collision” is more accurate and does not imply cause, fault, or preventability.
Does a Lapse in Coverage Affect Your Car Insurance Rates?
If your car insurance has lapsed, you will probably loose a number of disounts and be required to pay more for your new insurance.