by Gary Paulson | Car Insurance
After a not-at-fault car accident, prioritize safety, call the police, gather evidence, exchange information, notify your insurer, seek medical attention, and consider legal advice. Keep detailed records and communicate with your insurance company for a fair resolution.
by Gary Paulson | Car Insurance
In Washington state, a not-at-fault accident is a collision where the driver is not deemed responsible for causing the crash. Fault determination involves evaluating negligence, traffic law violations, comparative fault, and evidence.
by Gary Paulson | Car Insurance
Permissive use in car insurance refers to allowing someone else to use your vehicle with your permission. Permissive use extends your coverage to the permissive user, providing protection in case of an accident, subject to limitations and exclusions.
by Gary Paulson | Car Insurance
High-risk drivers with accident histories face challenges finding cheap auto insurance. Insurance companies consider driving records, violations, and DUIs when determining premiums. However, affordable options exist through specialized providers, accident forgiveness programs, and cost-saving strategies.
by Gary Paulson | Car Insurance, Public Safety
Barking, jumping, and climbing dogs create dangerous distractions for drivers. Prevent accidents with proper restraints, training, and addressing anxiety. Prioritize safety for worry-free trips with your pup.
by Gary Paulson | Car Insurance, Mid-Columbia Insurance
Filing an auto insurance claim involves contacting your insurance company, providing essential documentation, and working with a claims adjuster to determine fault and coverage. Understanding the process is crucial for a successful claim.