by Gary Paulson | Uncategorized
A 2022 NHTSA report shows that 6.4% of Washington drivers used handheld or hands-free phones while driving. Despite a slight decrease in handheld use, distracted driving remains a safety concern. WA laws ban handheld phone use and texting while driving.
by Gary Paulson | Car Insurance
Permissive use in car insurance refers to allowing someone else to use your vehicle with your permission. Permissive use extends your coverage to the permissive user, providing protection in case of an accident, subject to limitations and exclusions.
by Gary Paulson | Car Insurance
High-risk drivers with accident histories face challenges finding cheap auto insurance. Insurance companies consider driving records, violations, and DUIs when determining premiums. However, affordable options exist through specialized providers, accident forgiveness programs, and cost-saving strategies.
by Gary Paulson | Car Insurance, Public Safety
Barking, jumping, and climbing dogs create dangerous distractions for drivers. Prevent accidents with proper restraints, training, and addressing anxiety. Prioritize safety for worry-free trips with your pup.
by Gary Paulson | Car Insurance, Mid-Columbia Insurance
Filing an auto insurance claim involves contacting your insurance company, providing essential documentation, and working with a claims adjuster to determine fault and coverage. Understanding the process is crucial for a successful claim.