Seattle SR22 Insurance [FAQ]
Get Your License Back! Owner & Non-Owner SR22
Get Back on the Road ASAP in Seattle. Let Mid-Columbia Handle Your SR22 Insurance Coverage
If you’re told that you require an SR-22 would you have any idea what to do? Breathe easy, SR-22 insurance is our specialty. Mid-Columbia Insurance can take care of filing the SR-22 in Seattle for you. Let us be your insurance coverage finders.
If you are dealing with a DUI or other significant tickets then getting SR-22 insurance coverage is probably your next step to getting your license back and being able to drive your cars or truck lawfully. Mid-Columbia Insurance serves Seattle and all of King County and is the general SR 22 insurance specialist. We can write a Progressive SR 22, National General SR-22, Dairyland SR-22, Kemper SR 22, Safeco SR 22, The General SR-22, and more for you.
SR22 insurance can be costly so it is very important that you can purchase the coverage you require at a rate you can pay for. We concentrate on representing the progressive insurers that provide the very best prices for SR-22 insurance in Washington .
Anxious about who to rely on? Take a look at our fantastic Google Reviews. Can 1300+ clients be wrong? When you’re ready to get your SR 22 car insurance coverage, contact us for a quick and complimentary SR22 insurance quote.
License Suspended? Low Priced Washington SR-22. Get Your License Back Now!
The majority of us must drive in order to get to work, to run errands, and to do all that other stuff in life.
If you have lost your license due to a DUI or some driving accident there are a number of things you will must to do to get your license back. Among them is to get an SR22 with the state.
All you care to know about SR22 insurance around Seattle.
- What is an SR 22?
- Is an SR 22 considered car insurance?
- I Don’t Own a Car – Can I Get an SR-22?
- How to Get SR22 Insurance?
- Where Can I Find Cheap SR22 Insurance?
- Does SR22 Increase Insurance Rates?
- Can My Current Agent File My SR22?
- How Much Does SR22 Insurance Cost in Washington?
- How Long Do I Need to Carry My SR 22?
- What Happens If I Cancel My SR-22 Insurance?
- How Can I Get the Lowest SR22 Insurance Rates?
- Can I Get An SR22 Without Having Car Insurance?
What is SR22 Insurance coverage?
Sometimes an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR-22 form on file just proves you are fulfilling the state’s minimum car insurance requirements.
If you let your SR22 insurance go unpaid, your insurance company is obligated to notify the state with a SR-26 form and if you go for a time without the SR22, you might need to pay a fine to reinstate your license once you get a new SR22.
Is an SR22 the same as car insurance coverage?
An SR-22 is evidence you have car insurance coverage. Kind of like the Insurance ID Card you would present to a police officer if you were pulled over but the SR 22 form is filed with the Department of Licensing (DOL).
Having an SR 22 is merely proof you are fulfilling the state’s minimum auto insurance requirements and is simply a rider on your automobile insurance policy. Your insurance company is verifying to the state that you have liability insurance coverage in force with them and they pledge to notify the DOL if your insurance coverage lapses.
I Don’t Own a Cars or Truck– Can I Still Get an SR 22?
Yes, you can get an SR22 even if you do not own a vehicle. If the Department of Licensing (DOL) requires you have an SR22 to reinstate your driver’s license, we can assist even if you do not own an automobile.
You can get what is called a Broad Form Insurance policy, or more typically “Drivers License Insurance”.
A Broad Form policy covers you when you are driving almost any automobile, owned or non-owned.
There are disadvantages to insuring your license. Be sure to speak to one of our experienced insurance agents when making this crucial decision.
For more details about Broad Form insurance, have a look at our Broad Form insurance/ Drivers License Insurance page.
How do I Get SR22 Insurance?
To get an SR-22, you can request for your insurance representative to add it to your existing car policy or you could start a new policy with the SR22. Getting an SR 22 doesn’t have to be an inconvenience– Mid-Columbia Insurance is the SR 22 specialist– we can guide you through the whole process!
You can call us at (509)249-1188, come to one of our offices, or begin the process online submitting the quote request. The earlier you purchase your policy, the sooner we can help you get your license reinstated.
You might invest all day searching the web however it is unlikely that you will find cheaper SR22 coverage and you will never ever find customer care that can surpass what we can do for you.
Where Can I Get Cheap SR22 Insurance Coverage?
Low-cost SR-22 insurance coverage near Seattle is most often found from an independent insurance agency like Mid-Columbia Insurance because we represent several insurance companies that want your business. The General, Geico, and Progressive invest millions advertising on TV attempting to persuade you that they can save you money by purchasing insurance coverage online only to disappoint.
As an independent insurance agent, we work for you, shopping a whole list of car and truck insurance providers to discover for you the very best SR22 insurance rates in Seattle.
Many other auto insurance agencies, who we call AllStateFarmers, represent just their one insurance company and only have a single price to offer.
We work for you, comparing the prices and coverages of multiple car insurance companies and giving you a choice.
Can My Present Insurance Company File My SR 22?
Your existing agent can most likely attach an SR22 to your insurance plan however this may create issues for you. Many insurance providers consider themselves “preferred” and so do not wish to cover individuals who require an SR22. They might raise your rates substantially or even terminate your policy at renewal when they find out you require an SR22.
Can I get an SR 22 from a different insurance provider?
Yes, you can have a different insurance provider submit your SR22 with the state and not alert your present insurance provider. If they don’t check your driving record, and unless there was a crash they possibly won’t, you may be able to maintain your preferred vehicle insurance prices.
If you do not wish to tell your current insurance policy representative about your need for an SR22, Mid-Columbia Insurance can write a simple insurance policy on your driver’s license (called Broad Form) with the SR 22 so you can maintain your present “preferred” insurance coverage on your cars and have an SR-22 on your license.
How Much Is SR-22 Insurance in Seattle?
The typical rate of SR22 insurance ought to be less than $5 monthly when added to an ordinary vehicle insurance policy since most insurance providers just charge about $25 per 6 month policy term for an SR22 filing. This is merely the cost the insurer includes to handle the documentation needed by the state to alert them that you have an active SR22 filing. If your insurance company charges more, it is time to get a new quote and we can help!
Why, then, does SR 22 insurance coverage appear so expensive? An SR-22 is simply a rider on your normal car insurance. If it is pricey, it is because the auto insurance rate is based on your real driving record. Did you get a ticket for driving under the influence? Several traffic tickets? Involved in a wreck? Been without insurance coverage? Obviously something took place to cause you to require the SR 22 and this is what causes your insurance to be higher than others.
So, how much will SR 22 insurance coverage run? SR22 insurance coverage is affordable. It is your driving record that is costly.
How Long Do I Need to Have An SR-22?
Normally you need to carry an SR22 for Three years yet it may possibly be more or less depending upon the court and your circumstances.
The best way to learn how long you will really need to have an SR 22 is to call the Department of Licensing directly at 360-902-3900 and ask.
What Occurs If I Cancel My SR 22 Insurance?
If your SR 22 insurance coverage terminates while an SR22 is still needed, the state will suspend your drivers license till you get another SR22 submitted once again as well as you might need to pay the reinstatement costs once again in order to get your license back.
When your SR22 terminates, the insurer is obliged to submit an SR-26 with the Department of Licensing to notify them that you no longer have active insurance.
If you are pulled over while your SR-22 is out of force, you probably will get a ticket for driving while suspended, which will certainly raise the cost on your insurance coverage even more.
Exactly How Can I Get The Lowest SR 22 Insurance Rates?
The lowest SR-22 insurance coverage prices can be had by checking prices of a few insurance providers that specialize in SR22 insurance. The most convenient means to do that is to just call Mid-Columbia Insurance. We work with numerous insurers that provide SR-22 insurance– and also we write lots of it.
If you live in Washington state and need to get your license unsuspended, we can really help. The SR-22s are filed electronically with the state so you can have your drivers license back fast.
If you live in Washington you probably received your ticket here and so need a Washington SR22 yet, if you require an out-of-state SR 22, we can also do Oregon SR-22s, California SR-22s, Idaho SR-22, as well as just about every other state.
Can I Get An SR-22 Without Having Auto Insurance Coverage?
If you don’t have car insurance coverage, you can get an SR22 by beginning a new insurance plan and also asking the insurer to file the SR22 for you.
Washington only requires minimal liability limits on the policy so it does not need to be expensive to start. Naturally, the more tickets you have collected, the more your insurance coverage will set you back.
A quick call and we can have your insurance policy set up and also your SR22 on its way to the DOL.
Does SR 22 Increase Insurance Prices?
An SR-22 increases your insurance prices because a lot of name-brand insurers don’t care to cover a person who needs an SR22 and due to the tickets you most likely have on your motor vehicle record.
The actual SR22 filing will only add about $25 to your car insurance rates, but you will most likely need to get insurance with a “High Risk” insurer ready to take a chance on covering you.
Testimonials & Referrals
Estevan Mojica was very polite and efficient in helping me obtain insurance for my car. He explained everything in detail and made sure I understood all the necessary documents. We were able to complete everything over the phone and he generated an overall pleasant experience. Thank you Estevan!
Seattle ( see-AT-əl) is a seaport city on the West Coast of the United States. It is the seat of King County, Washington. Seattle is the largest city in both the state of Washington and the Pacific Northwest region of North America. According to U.S. Census data released in 2019, the Seattle metropolitan area’s population stands at 3.98 million, and ranks as the 15th-largest in the United States. In July 2013, it was the fastest-growing major city in the United States and remained in the top 5 in May 2015 with an annual growth rate of 2.1%. In July 2016, Seattle was again the fastest-growing major U.S. city, with a 3.1% annual growth rate.
Seattle is situated on an isthmus between Puget Sound (an inlet of the Pacific Ocean) and Lake Washington. It is the northernmost large city in the United States, located about 100 miles (160 km) south of the Canadian border. A major gateway for trade with Asia, Seattle is the fourth-largest port in North America in terms of container handling as of 2015.
The Seattle area was inhabited by Native Americans for at least 4,000 years before the first permanent European settlers.Arthur A. Denny and his group of travelers, subsequently known as the Denny Party, arrived from Illinois via Portland, Oregon, on the schooner Exact at Alki Point on November 13, 1851. The settlement was moved to the eastern shore of Elliott Bay and named “Seattle” in 1852, in honor of Chief Si’ahl of the local Duwamish and Suquamish tribes. Today, Seattle has high populations of Native, Scandinavian, Asian American, African American, as well as a thriving LGBT community that ranks 6th in the United States for population.
Source: Seattle, Washington in Wikipedia